Assigment 14

GROUP E :

•           Anisa Nazilah                        (20216908)

•           Dio Wirasista W.                    (21216981)

•           M. Alfian Yogie P.                 (24216157)

•           Nanda Fitri A.                        (25216299)

•           Putri Desti Fatwah F.             (25216847)

MY MONEY

My Money is a smart application that makes it easy to transact online in various places. In each transaction, customers can collect points in various places. My money offers easy transactions without requiring customers to carry too much cash just by showing the barcode in the application with balance or points.

Because nowadays everything is instant and everyone uses a gadget. In this day and age nobody wants to be bothered by counting cash to pay. So with the transfer transaction payment application, users are facilitated in making transactions. Besides that there are advantages that can be gained by users such as discounts, cashback, and other offers.

The market share that will be targeted are people whose economies are middle to lower, such as housewives, teenagers, and others. Housewives can use applications in supermarkets or minimarkets to buy household necessities without carrying large amounts of cash. For teens this application can also be a trend, and teens will be attracted by the cashback in restaurants and shopping centers.

·       Benefits for users

1. Top up is very easy.

2. My money points can be used for transactions.

3. There are various cashback offers up to 70%.

4. Facilitate transactions for users.

5. Payment transactions can use my money and cash balance.

·       Benefits for the company

1. Get interest from the bank.

2. Get additional benefits from each customer transaction through admin fees.

3. Every company that works with my money will affect the profits for my company money because in each transaction, customers will use the my money application.

ü  Companies that work with my money:

1. Department stores such as Centro, Ramayana.

2. Minimarkets such as Alfamart and Indomaret.

3. Supermarkets like giant, hypermart.

ü  Vision of e-money in the MY MONEY application:

Trying to become a financial application that works on an ongoing basis, one of which is offered is the e-money system. The electronic money model is indeed on the rise today among Indonesian mobile device users. Various forms of e-money systems are offered. In the MY MONEY application, there is MY MONEY Cash that can be used for various financial transactions.

MY MONEY Cash can now be used to make payments at Lippo merchants, refill and check balances, and make transfers between MY MONEY accounts. Besides that, the MY MONEY application has the Siloam Account option.

The Siloam Account allows MY MONEY users to save funds for various medical needs and various other transactions in the Siloam hospital branch.

Broadly speaking, MY MONEY wants to reach its services as a simple payment system and smart fincial services. To use it as a transaction medium, it is currently only in the Lippo network with a limited area. Some areas that have been reached include Kuningan, Kemang Village and Karawaci. In the application itself there are several popular outlets that have been provided to withdraw reward points, such as for food purchases or cinema tickets.